Stop chasing bank statements.
Plaid streams live cashflow into every deal in your queue. You never ask a merchant for an updated statement again. The data refreshes itself.
Free deal flow, routed against your box rules. No paid lead-gen. No commission padding. You don't even need a sales team.
Configure your box once. We do the filtering.
State, product, min revenue, max amount, min TIB. Set it and walk away. Deals that don't fit are auto-rejected on the spot. Your underwriters only see real prospects.
No application forms. No login dance. The second a merchant applies, their full profile (revenue, time in business, MCAs, credit, bank statements) is in your queue. No back-and-forth.
Stop chasing bank statements.
Every borrower comes through Plaid. Twelve months of bank-verified cashflow, refreshed automatically. You never email a merchant for an updated statement again. Real deposits, real MCA debits, real reconciliation. Pulled the moment you open the file.
Stated $45k/mo and actual $12k/mo? You see the gap before you spend an hour on it.
Every borrower who applies is a warm lead, routed to you.
No paid lead-gen. No commission padding. No sales team required. If a merchant fits your box, the deal lands in your queue with their bank, credit, and MCA stack already attached.
Buy leads. Compete with 19 funders.
Same business, same statements, shopped to every funder simultaneously. You spend an hour underwriting, the merchant takes the lowest rate, your CAC keeps climbing. The deal you decline gets re-submitted under a different broker tomorrow.
- Paid leads with low intent
- Race to bottom on price
- No source of truth on who saw what
Free leads. Exclusive window. Audit log.
Every borrower who signs up is a warm lead, routed only to lenders whose box they fit. Each deal gets a 72-hour exclusivity window. If you pass, it routes to the next-best fit. If you fund, the anti-backdoor audit log proves source. No commission disputes.
- Free deal flow, box-matched
- 72-hour exclusivity per lender
- Anti-backdoor audit log on every touch
Bad actors get flagged before they reach you.
Every signal across every deal feeds the network. Once a fraud pattern surfaces with one lender, every lender on the platform sees the flag. You stop being the next victim.
OCR + Plaid cross-check flags edited PDFs in 2 seconds.
Same EIN attempted across multiple identities. Flagged.
Principal name with new business shell after default. Flagged.
Borrower took 3 MCAs in 14 days from different brokers. Flagged.
Get early-warning signals on every deal you fund.
New Matrix Capital watches the borrower's cashflow, debt activity, and behavioral signals after funding. We surface trouble 7-14 days before it shows up in your servicer. Workout, restructure, or call the loan. Earlier intervention, lower losses.
Your underwriter co-pilot, trained on your box.
New Matrix Capital learns your underwriting box: DSCR thresholds, industry preferences, ticket-size sweet spots, doc requirements. It pre-evaluates every deal against those rules. Your team reviews recommendations, not raw data.
One model, your rules. Same AI that powers borrower advice and submission scoring, specialized to your portfolio.
Two ways to start.
$100M+ originations? Talk to partnerships about integration depth, exclusivity terms, and portfolio monitoring scope on a 30-minute call.
- API + dashboard integration roadmap
- Custom exclusivity windows + box rules
- Post-funding monitoring scope + pricing
- Volume-tiered referral structure
Apply directly. Our partnerships team reviews within 2 business days.