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The marketplace

Business credit cards

Compare cards and estimate fit before you apply.Compare business cards on rewards, intro APR, annual fee, and credit limit. The planned issuer workflow will rank estimated fit from source-labeled profile data and keep estimates separate from issuer decisions.

Business credit cards in the New Matrix console, mobile view
SampleReal product, seeded demo data
Card categories

See the card types you could pre-qualify for

Illustrative categories
Cash-back card
1.5-2% back

Flat rewards on everyday spend

Good oddsExample only
0% intro APR card
9-15 mo intro

Finance a purchase interest-free

Good oddsExample only
Travel rewards card
2-3x points

Points on travel and dining

Fair oddsExample only
Secured builder card
Reports to bureaus

Build business credit from zero

Good oddsExample only

Odds are estimated from your profile, and the issuer makes every approval decision. Checking your fit never affects your credit.

Why it is free to use

Free to use. Joining, building your file, connecting a bank, being scored, being routed to every funder whose rules you fit and comparing the offers that come back all cost nothing: no subscription, no advance fee, no invoice before funding. Financing partners pay us on funded deals and card issuers pay on approved accounts. Whatever our compensation is on your deal is printed on the offer, in dollars, before you accept it.

What it takes

What business credit cards asks of you

Who qualifies, what a funder wants to see, the ranges to expect, and the order it happens in.

A merchant document vault: every statement, contract and filing in the deal, parsed and already on file
SampleReal product, seeded demo data

The checklist below, already half answered. Anything the connected account proves is never asked for on paper.

Best for

Everyday spend, working capital, and building credit without new debt.

Who qualifies
  • Registered business with an EIN or sole-proprietor details
  • Personal credit is still reviewed on most business cards
  • Newer businesses can qualify for secured options
What to have ready
  • EIN or sole-proprietor information
  • Estimated monthly business spend
  • Personal and business credit profile
  • Bank connection to verify spend
Typical range
Intro APR offers
often 0% for 6 to 15 months
Annual fees
$0 to about $695
Rewards by category
roughly 1% to 5% back
How it works
  1. Build a profile and set your spend and goals
  2. Compare cards on rewards, APR, fee, and limit
  3. See estimated fit before any hard pull
  4. Apply with the issuer when a card fits
What we compare
  • Cash-back & rewards cards
  • 0% intro-APR cards
  • Charge cards & spend management
  • Secured business cards

Funding routes depend on your consent, the file review, and lender availability. Final terms always come from the lender.