Three things that change the math.
Marvin reads your numbers. Your application reaches real-fit lenders in one shot. Offers come back ranked by what they actually cost. Jump to: Marvin · Applications · Offers
An AI that runs your numbers, not a chatbot that writes copy.
Marvin pulls your bank cashflow from Plaid, your business credit from Experian and D&B, and the merchant cash advance debits from your statements. It then tells you the next move in plain English: the lenders worth applying to, the MCAs worth refinancing first, the SBA path that fits your file.
Every answer Marvin gives carries a source chip showing where the number came from and when it was observed. If a fact is missing, Marvin says so and starts the connection flow. It will not invent a score, a revenue figure, or a lender match.
Your numbers, read end to end.
Business credit, MCA stack, SBA readiness, debt service. All pulled the moment you connect your bank. Marvin reads it and tells you the next move in plain English. No spreadsheets. No guessing.
Get my score freeApply once. We fan out to three to five real-fit lenders.
One application form. One set of statements. We match against each lender's real box rules (loan size, time in business, FICO floor, industry exclusions) before submitting. Lenders we know would decline you never see your file.
You see the routing before it sends. Every routing decision is logged with the reasons, the lender's commission to us, and the box rules that matched. No re-filling. No re-uploading.
Your business finances. One screen.
Every metric that matters. Readiness score, MCA risk, SBA path, lender matches. Already populated the moment you sign up.
No spreadsheets. No data entry. No waiting.
Side by side, sorted by what it actually costs.
Offers come back to one table. We compute the true effective APR for each one, factoring in the factor rate, term, origination, and any fee dressing. The cheapest offer is on top. Marvin walks you through the trade-offs in chat.
Our commission for each path is disclosed on the routing decision and on the offer card. You can pick the offer that pays us less if it's the better deal for you. That is the point.
Capital advisory, built into the platform.
Every capability below is part of the free tier. The platform is designed to give you the same view a sophisticated CFO would have.
Marvin reads your bank, credit, and existing positions to tell you exactly what to do.
One application reaches 3 to 5 best-fit lenders simultaneously. You see every offer side by side, sorted by true effective APR.
Sign up free. Match free. Use Marvin free. Pro tier is optional and only unlocks higher chat limits.
Plaid links your bank once. Every lender we route you to sees the same verified data. No re-uploading.
See which lenders fit your profile and the specific rules each one passed. The reasoning is visible end to end.
If today is not the right product, Marvin maps the 6 to 12 month path that gets you to better terms later.
Wall Street tools. Main Street prices.
Two minutes to set up. Free for life. No credit card.
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