Three things that change the math
New Matrix AI organizes your numbers. Complete applications route to every partner whose published criteria they match, and returned offers are ranked by what they actually cost.
Side by side, sorted by what it actually costs
Offers compete in one table. Every one is normalized to true effective APR, and you pick on total payback. Cheapest on top.
Our commission is disclosed on every offer card. Pick the offer that pays us less if it is the better deal. What a partner pays us for a given product is disclosed in the apply step, before your file is sent. Offers are then ranked on what they cost you.
The paperwork stays here too. Accept an offer and the term sheet restates those exact terms, you sign in app, and the executed PDF is saved to your application.
Every route priced on what the money costs over its term, before any offer arrives.
- Line of creditBest cost$45,000
- Cash advance$55,800
- Term loan$71,900
Apply once. We route it to the lenders whose rules fit
One application. One set of statements. It goes to every open lender desk it matches, at once, and your dashboard names each one that received it. Tick specific lenders and only those can see it.
You authorize the share before anything is sent. Every file is reviewed by automated checks and New Matrix AI before it routes. No fit means nothing sent. Every routing is logged with the reason, the evidence, and the commission disclosure. Your file is never sold on to another broker.
“Your dashboard names each one that received it” is this deal record, in your own account.
- Lender 1Rules fit
- Lender 2Rules fit
- Lender 3Rules fit
- Lender 4Outside box
- Lender 5Outside box
You run the business. New Matrix AI runs the file
Credit, cashflow, debt, SBA readiness: one screen. New Matrix AI names what blocks funding and the next move.
Assumptions stay visible.
See my numbers
Compare the current stack with an editable payoff scenario. A lender quote replaces every pricing estimate.
An AI that runs your numbers, not a chatbot that writes copy
New Matrix AI reads the account, structures the deal, and protects you from bad terms. Connect the bank or upload statements once and it names the next move in plain English: the lenders worth applying to, the MCAs worth refinancing first, the SBA path that fits. It warns what kills files like yours before you apply, and asks when it is unsure.
It will not invent a score, revenue figure, approval, or quote. Connected evidence, your inputs, and missing facts stay distinct, and industry questions are answered from a written knowledge base with the publisher named.
Upload a financing contract and New Matrix AI extracts the factor rate, term, payment, fees, personal guarantee, confession of judgment, and UCC language, each field beside the exact sentence it came from. What the document does not say comes back empty, never guessed. An extraction to verify, not legal advice.
The third paragraph, on screen. Every document read, every field traced back to the sentence it came from.
Bank cashflow
Connected feeds and parsed statements are identified when their source metadata is available.
Business credit
Business credit is yours to authorize. When a bureau pull is on your file, each score is dated and labeled with the bureau that returned it. Missing data stays labeled instead of inferred.
Next move
Lenders, refinances, and the SBA path ranked for your file.
Six things you get for connecting one account
You get the same view a sharp CFO would have. All six are free to use, and none of them asks you for a document the connected account already proves.
What a funder will see on your file first. When a bureau pull is on your file, each value is labeled with the bureau that returned it.
New Matrix AI works from what is on your file: connected bank data, credit data, uploads, and open positions. Anything estimated is labeled, and anything missing is named.
Apply once. Tick the partners you want and only those can receive the file; tick none and it goes to every open partner whose stated criteria it clears, at the same time. Your dashboard names each one that received it, and nothing is sent until you authorize the share.
Sign up free. Match free. Use New Matrix AI free. Pro is optional, for bigger chat limits.
Once bank data is connected, the same verified cashflow can support multiple lender packages. No repeated statement chase.
See supported fit criteria, the evidence used, and the reason behind the routing decision on your file.
If today is not the right product, New Matrix AI maps the 6 to 12 month path that gets you to better terms later.
Smarter capital decisions for growing businesses.
Know where you stand and get the capital that fits. Free to join. No advance fees, ever.
Start my file