Consent to Do Business Electronically.

This disclosure explains your rights when you agree to receive records and sign documents electronically with New Matrix Capital ("NMC," "we," "us"). When you check the electronic-delivery box at signup, you consent under the federal Electronic Signatures in Global and National Commerce Act (E-SIGN Act, 15 U.S.C. § 7001) to receive the records described below in electronic form, and you agree that your electronic signature is legally binding. Read this page before you consent. Your consent applies to the entire relationship between you and NMC unless you withdraw it as described below.

1. Scope of Your Consent

Your consent covers all records related to your use of the platform that we are permitted or required to deliver, including but not limited to:

• This disclosure and any updates to it;
• Our Terms of Service, Privacy Policy, and other platform agreements, and amendments to them;
• Credit, lending, and financial disclosures, including authorizations and disclosures required under the Fair Credit Reporting Act and applicable state law;
• Applications, offers, agreements, statements, confirmations, and notices exchanged between you, NMC, and lenders or partners we match you with;
• Tax forms permitted to be delivered electronically, and servicing, account, and legal notices.

Your consent remains in effect for as long as you have an account with us and for any records we are required to retain afterward, until you withdraw it. We may, at our option, also deliver any record on paper.

2. Your Right to Receive a Paper Copy

You have the right to receive any record we provide electronically in paper form. To request a paper copy of a specific record, email info@newmatrix.capital with the name or description of the record and the email address on your account. We will mail or otherwise deliver a paper copy at no charge. Requesting a paper copy of a particular record does not, by itself, withdraw your consent to electronic delivery of other records.

3. Your Right to Withdraw Consent, and the Consequences

You may withdraw your consent to receive records electronically at any time, at no charge. To withdraw, email info@newmatrix.capitalfrom the address on your account with the subject line "Withdraw E-SIGN Consent," or use the account-deletion controls in your settings. Your withdrawal takes effect after we have a reasonable period of time to process it.

Consequences of withdrawing. Our platform delivers your score, analysis, disclosures, agreements, and lender communications electronically. Because the product is built to operate electronically, withdrawing your consent means we can no longer provide the platform to you, and we may suspend or close your account. Any agreements you entered electronically before withdrawal remain valid and enforceable. Withdrawal is not retroactive: it applies only to records we have not yet provided as of the effective date of your withdrawal.

4. Hardware and Software You Need

To receive, view, and retain electronic records, you must have access to all of the following:

• A current version of a desktop or mobile web browser that supports 128-bit TLS encryption (for example, recent versions of Chrome, Safari, Firefox, or Edge);
• A device and operating system that can run such a browser;
• An active internet connection;
• A valid email account and an email application capable of receiving messages from us;
• Software that can display and print or save PDF documents (for example, a current PDF reader); and
• Sufficient local or cloud storage, or a connected printer, to retain copies of electronic records for your files.

If our hardware or software requirements change in a way that creates a material risk that you will not be able to access or retain a subsequent electronic record, we will notify you of the revised requirements and give you the right to withdraw your consent without charge.

5. Keeping Your Contact Information Current

You are responsible for keeping a valid email address on file and for promptly updating it in your account settings or by emailing info@newmatrix.capital. We are not responsible for records you do not receive because your email address is out of date or your inbox cannot receive our messages.

6. Confirming You Can Access Electronic Records

By checking the electronic-delivery box at signup, you confirm that you can access and read this disclosure in its electronic form, that your system meets the requirements above, and that you are able to retain a copy, by printing it or saving it, for your records.

Questions about this disclosure? Email info@newmatrix.capital. See also our Terms of Service and Privacy Policy.