Fast working capital
The fastest honest path to an advance: one complete file, every open funder you match, at once.When speed matters, the slow part is never the money, it is the re-shopping. Build one complete file, and it goes to every open funder whose box it fits at the same time. Offers come back competing on the same numbers, you pick on total payback, and funding is confirmed on the platform.
Free to use. Joining, building your file, connecting a bank, being scored, being routed to every open funder whose rules you fit and comparing the offers that come back all cost nothing: no subscription, no advance fee, no invoice before funding. Financing partners pay us on funded deals. If a card issuer pays us for an approved account, it is a flat bounty, typically $50 to $200, disclosed before you apply; it never changes your rate. Whatever our compensation is on your deal is printed on the offer, in dollars, before you accept it.
What fast working capital asks of you
Who qualifies, what a funder wants to see, the ranges to expect, and the order it happens in.
The checklist below, already half answered. Anything the connected account proves is never asked for on paper.
Owners who need working capital moving now and want funders competing instead of calling.
Live today. You can compare and get matched in this category right now.
- Usually three or more months in business
- Funders read deposit consistency before they read revenue
- Open advances do not disqualify you, but they shape what clears
- Three to six months of business bank statements
- Photo ID and business registration
- Current payoff letter for any open advance
- Priced on
- a factor; every offer shows its APR
- Typical factor
- about 1.21 to 1.52 by file
- Time to fund
- often 1 to 3 business days
- Connect the bank once so the file reads itself
- The file goes to every open funder whose criteria it fits, at the same time
- Offers come back competing on the same numbers
- Pick on total payback, not on who called first
- Merchant cash advance
- Revenue-based advance
- Short-term working capital
- Same-file competing offers
- An advance is repaid from daily or weekly deposits, so it tightens cashflow before it loosens it
- A factor is not an interest rate: 1.30 on $50,000 means $65,000 repaid regardless of how fast you repay it
- Taking a second advance on top of an open one is what a stack is, and it is the single most common way an owner ends up needing MCA relief
Funding routes depend on your consent, the file review, and lender availability. Final terms always come from the lender.
Start with the free front door
Start with a free profile. The platform shows likely paths, missing evidence, and the numbers behind each option before you apply.