Marvin is an AI that reads your bank, your credit, and your MCAs, then tells you exactly what to do. Not generic advice. Not a sales script. Free for life.
Marvin reads your bank, credit, and MCAs, then tells you exactly what to do. Not generic playbooks. Specific, ranked next moves.
Borrowers never pay us. Sign up free, get matched free, use Marvin free. Pro is optional, only for higher chat limits.
See exactly which lenders we routed you to, what their box rules are, and why they fit. The reasoning is visible end to end.
One application reaches 3-5 best-fit lenders simultaneously. No re-filling forms. No re-uploading statements.
See offers side-by-side, sorted by effective APR (we compute it). Pick the cheapest. Commission disclosed in chat on every routing decision.
New Matrix Capital pulls Experian, Equifax, and D&B in real time. You see your readiness score, the three factors moving it, and exactly which gaps to close to unlock the next funding tier.
One screen. Email or Google. No business questions yet.
EIN lookup pulls your public records. Plaid links your bank in 30 seconds.
Business credit from Experian and D&B. Cashflow from your statements. MCAs detected from recurring debits.
Score, MCA risk, SBA path, lender matches. Already populated. No forms to fill.
No financial jargon. No 30-page reports. Ask the question you'd ask a CFO and get the same caliber of answer. Grounded in your actual numbers, not generic advice.
Every metric that matters. Readiness score, MCA risk, SBA path, lender matches. Already populated the moment you sign up.
No spreadsheets. No data entry. No waiting.
Business credit, MCA stack, SBA readiness, debt service. All pulled the moment you connect your bank. Marvin reads it and tells you the next move in plain English. No spreadsheets. No guessing.
Get my score freeEvery capability below is part of the free tier. The platform is designed to give you the same view a sophisticated CFO would have.
Marvin reads your bank, credit, and existing positions to tell you exactly what to do.
One application reaches 3 to 5 best-fit lenders simultaneously. You see every offer side by side, sorted by true effective APR.
Sign up free. Match free. Use Marvin free. Pro tier is optional and only unlocks higher chat limits.
Plaid links your bank once. Every lender we route you to sees the same verified data. No re-uploading.
See which lenders fit your profile and the specific rules each one passed. The reasoning is visible end to end.
If today is not the right product, Marvin maps the 6 to 12 month path that gets you to better terms later.
Scenario walkthrough. A merchant arrives stacked across three MCAs with a high blended factor rate. Marvin maps the payoff sequence, runs SBA 7(a) pre-qualification, and surfaces the realistic path to consolidate into a single amortizing term loan.
Scenario walkthrough. Two restaurant locations carrying daily MCA debits above 8 percent of deposits. Marvin runs the consolidation math, models a working capital line, and shows the cash flow under each path before any application is sent.
Scenario walkthrough. An e-commerce shop considering a third MCA at a high effective APR. Marvin models the alternatives, flags the daily-debit-to-deposit ratio, and surfaces whether a business credit line is reachable instead.
Lender matching is unlimited on every tier.
Two minutes to set up. Free for life. No credit card.
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