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Free business credit check

See your business credit, and what you qualify for.

Start with a free business credit check. From there, compare cards, SBA loans, lines of credit, term financing, and MCA relief from one profile without broker spam, hidden markups, or pressure calls.

Free
For borrowers, always
Weekly
Credit and cashflow refresh
24/7
Marvin on call
Built on the data sources you already trust
The platform

One place to compare every way to fund your business

MarvinYour next move

Review the BlueVine offer first. At 1.31x it is your lowest real cost, ahead of OnDeck at 1.38x.

Recommended92% verified
Ask Marvin anything

Meet Marvin. One Brain, Six Faculties.

One AI advisor reads everything about your business and hands you the single next move that matters, and a real human is one call away to walk you through it. Both free.

Cashflow

Reads connected bank data or uploaded statements. Deposits, holdbacks, NSFs, true daily balance. Verified figures stay separated from estimates.

Credit

Uses authorized bureau data when available and labels any missing or estimated factors. PAYDEX, Experian, Equifax, and FICO SBSS stay source-aware.

Lender

Matches you to real lenders. Ranks every offer by true cost, never by commission.

Dispute

Finds reporting errors dragging your score and drafts the dispute for you, ready to file.

UCC Watch

Tracks the liens and stale filings on your business that quietly block new funding.

Negotiation

Knows the real rate floor for your profile and exactly what to ask each lender for.

See what lenders see before they decline you

Start with one business finance profile. As bank and bureau data connect, New Matrix shows your readiness score, the three factors moving it, and the exact gaps to close.

Business credit
Cashflow health
Debt load

From signup to a real answer in under two minutes

  1. 1

    Sign up

    One screen, email or Google, and no business questions yet.

  2. 2

    Connect your business

    Add EIN and business basics. Connect bank data or upload statements when you want verified cashflow.

  3. 3

    We read everything

    Authorized bureau data when available, cashflow from statements or bank feed, and MCAs detected from recurring debits.

  4. 4

    Land on a live dashboard

    Score, MCA risk, SBA path, and lender matches. Verified facts are dated; estimates stay clearly labeled.

No broker runaround

Stop the spam calls. See the real math

New Matrix lets you compare lender and issuer options without purchased-lead dialing, hidden markup, or manufactured urgency. The platform shows the economics first, then helps you move only when the numbers support it.

What brokers do
Buy your information, then start the spam calls
What we do
You start when you are ready. We do not sell your contact data.
What brokers do
Shop your file to funders without showing the route
What we do
You see the product, fit, cost, and missing evidence before you move.
What brokers do
Pitch the highest-commission product first
What we do
Options are ranked by borrower cost and fit, not partner payout.
What brokers do
Hide fees and points inside the rate
What we do
Referral compensation is disclosed before you submit.
What brokers do
Use urgency to force a same-day signature
What we do
No pressure clock. You can compare, ask questions, and walk away.
What brokers do
Stack new debt even when it weakens cashflow
What we do
Marvin flags debt-service risk before another obligation gets added.
Talk to a real business financing specialist. Free

A real specialist can review your numbers, explain the options, and map the next clean step without a sales pitch.

Book a free consultation

Your numbers, read end to end

Business credit, MCA stack, SBA readiness, debt service. Marvin separates verified bank feeds, uploaded statements, and authorized bureau data from estimates, then tells you the next move in plain English. No spreadsheets. No guessing.

Get started
Sample viewSample
Funding Readiness
3 items blocking top tier
72 / 100
MCA Stack Risk
2 active stacks detected
High
SBA 7(a) Path
After stack payoff
Eligible
Debt Stack
Consolidation modeled
$340k / 4 loans
Pay off Stack 2 by Q3. Your effective APR drops from 84% to 10.5%.
For lenders and partners

Fund more of the right deals, with less noise

Borrowers arrive pre-qualified, with verified cashflow, authorized bureau data, and MCA history already read. Work them in a built-in CRM, price against real cost, and skip the broker resell chain.

Deal boardLive pipeline
$2.4M
matched
18
active
92%
verified
I
Ironwood Logistics
Offer out
$180k
D
Delta Fabrication
Verified
$240k
B
Bayline Restaurants
In review
$95k
N
Northpoint Retail
New
$60k
Ranked by verified real costOpen CRM

We know the cashflow shape of your business

Under the hood

The engine behind your readiness score

0+
AI integrations evaluated
0
specialist agents
0
decision tools
0
integrity audits
0
bureau rails
<0min
readiness intake

Your numbers stay yours. The sources are the real thing

Bank-grade security

Connects through the same encrypted rails your bank uses. We never see or store your login.

Source-labeled analysis

Built for authorized Experian, Equifax, and Dun & Bradstreet data. Until a source is connected, Marvin labels the gap instead of inventing it.

Your data, encrypted

Everything you connect is encrypted in transit and at rest. You control what is shared, and with whom.

The data sources you already trust

Your trusted partner in business financing

Stop the broker runaround. See the math, compare real options, and move only when the numbers make sense.

Get started

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