Term loans & lines of credit
Compare rate, term, and speed across bank and online lenders.Model a fixed-term loan for a known cost or a revolving line for flexibility. The workflow compares expected APR, term, payment, and time-to-fund, then replaces estimates with actual lender offers when available.
Free to use. Joining, building your file, connecting a bank, being scored, being routed to every funder whose rules you fit and comparing the offers that come back all cost nothing: no subscription, no advance fee, no invoice before funding. Financing partners pay us on funded deals and card issuers pay on approved accounts. Whatever our compensation is on your deal is printed on the offer, in dollars, before you accept it.
What term loans & lines of credit asks of you
Who qualifies, what a funder wants to see, the ranges to expect, and the order it happens in.
The checklist below, already half answered. Anything the connected account proves is never asked for on paper.
- Usually six or more months in business
- Most lenders look for steady monthly revenue
- Rate and limit scale with credit and cashflow strength
- Three to six months of business bank statements
- Recent business tax return
- Photo ID and business registration
- Estimated revenue and outstanding debt
- Term loan APR
- roughly 7% to 30% by profile
- Line of credit
- revolving, draw as needed
- Time to fund
- often 1 to 7 business days
- Model a fixed-term loan or a revolving line
- Compare expected APR, term, payment, and speed
- See the fit before you commit
- Swap estimates for real offers as they arrive
- Bank term loans
- Online term loans
- Business lines of credit
- Equipment financing
Funding routes depend on your consent, the file review, and lender availability. Final terms always come from the lender.
Start with the free front door
Start with a free profile. The platform shows likely paths, missing evidence, and the numbers behind each option before you apply.