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What we compare

Every business financing option, compared in one place

One free profile. Six categories, SBA to cards to fast working capital to MCA relief. Every figure source-labeled before you apply.

The routes your file supports and what each one costs, desktop view
Sample. Real product, seeded demo data
Why it is free to use

Free to use. Joining, building your file, connecting a bank, being scored, being routed to every open funder whose rules you fit and comparing the offers that come back all cost nothing: no subscription, no advance fee, no invoice before funding. Financing partners pay us on funded deals. If a card issuer pays us for an approved account, it is a flat bounty, typically $50 to $200, disclosed before you apply; it never changes your rate. Whatever our compensation is on your deal is printed on the offer, in dollars, before you accept it.

The marketplace

Six categories. One profile. Every option ranked

One profile drives the whole comparison. As evidence lands, the platform models your paths and preps the file for routing.

The one profile, assembled: every funding category read off the same file, desktop view
Sample. Real product, seeded demo data

The one profile all six categories are compared against. Build it once and every path below prices off it.

Business credit & monitoring

01

Organize the credit factors lenders review.

Track and build your business credit across authorized bureau data when available, uploaded records, and clearly labeled estimates. See which factors hold you back and get the specific moves that raise your file before you apply.

Compares Experian Business, Equifax Business, Dun & Bradstreet PAYDEX, FICO SBSS.

Best for

Owners getting a file ready to be reviewed, including new EINs with no bureau history and businesses with thin or damaged trade credit.

Business credit cards

02

Compare cards and estimate fit before you apply.

Compare business cards on rewards, intro APR, annual fee, and credit limit, with a fit read (likely, possible or longshot) where the profile on your file supports one. Every apply link goes straight to the issuer, and the issuer makes the decision.

Compares Cash-back & rewards cards, 0% intro-APR cards, Charge cards & spend management, Secured business cards.

Best for

Everyday spend, working capital, and building credit without new debt.

SBA loans

03

Map the documentation and eligibility path before routing.

SBA 7(a), 504, and Express have detailed eligibility and documentation requirements. The workflow estimates readiness, builds a document checklist, and prepares selected files for matching lender boxes.

Compares SBA 7(a), SBA 504, SBA Express, SBA Microloan.

Best for

Established businesses that can wait weeks for materially cheaper money.

Term loans & lines of credit

04

Compare rate, term, and speed across bank and online lenders.

Model a fixed-term loan for a known cost or a revolving line for flexibility. The workflow compares expected APR, term, payment, and time-to-fund, then replaces estimates with actual lender offers when available.

Compares Bank term loans, Online term loans, Business lines of credit, Equipment financing.

Best for

Growth, inventory, equipment, and bridging a gap in cashflow.

Fast working capital

05

The fastest honest path to an advance: one complete file, every open funder you match, at once.

When speed matters, the slow part is never the money, it is the re-shopping. Build one complete file, and it goes to every open funder whose box it fits at the same time. Offers come back competing on the same numbers, you pick on total payback, and funding is confirmed on the platform.

Compares Merchant cash advance, Revenue-based advance, Short-term working capital, Same-file competing offers.

Best for

Owners who need working capital moving now and want funders competing instead of calling.

MCA relief & consolidation

06

Already stacked? Map it, price it, and get out cheaper.

If daily or weekly debits are choking your cashflow, map every disclosed advance, estimate the true cost behind the factor, and model payoff, consolidation, refinance, and restructure paths for review.

Compares Consolidation, Refinance to lower cost, Negotiated restructure, Payoff sequencing.

Best for

Owners carrying one or more active advances who want the real cost and their exit options before talking to anyone.

Contract Review & Analysis

Send any funding contract: MCA, term loan, line of credit. We extract the real cost, hidden fees, and personal guarantees.