Know where you stand, and keep control of your file
The old funding marketplace makes money the moment it sells your application. New Matrix makes money only on funded deals. Everything else follows from that.
Capital decisions you can see all the way down
Leave knowing where your business stands, which capital fits, and that your file never left your hands.
Know exactly where you stand
Connect your bank once and New Matrix reads the account the way an underwriter would. You see your funding readiness before you apply, not after a week of phone tag.
Get the right capital, not just more
Every offer normalized to true effective APR and total payback, cheapest first, with a plain read on whether the daily debit fits your revenue. The deal you can carry, not the biggest number.
Keep control of your file
Your application goes only to the funders you approve, and we never resell your information. One connection, no lead list, no wall of calls from shops you never spoke to.
Six things a lead-resale site cannot copy without giving up its revenue
None of these is a slogan. Each is a mechanism wired into how the platform routes files, ranks offers, and gets paid.
Your file, your rules
No lead resale. Consent is scoped to the funders you tick, and you see who received your file and why. A business built on selling applications cannot promise that.
Backdooring costs the funder
Every funder who receives your file is bound by our Lender Master Agreement: six-month EIN exclusivity plus liquidated damages. Taking you direct is a breach with a price.
Ranked on your cost, not our cut
The offer ranking excludes what we are paid. Deals sort by total payback and true APR; our commission only breaks an exact tie.
New Matrix does the underwriting
New Matrix reads your connected bank data, models the real cost of each offer, and flags stacking that would worsen your debt service. Connected evidence, your inputs, and missing data stay distinct, and a gap never becomes a fact.
No advance fees, ever
Nothing is owed before funding, no invoices, no subscription to join or apply. The funder pays us on funded deals, and on most funded deals a small platform success fee is also part of the economics, which is why we show you total payback instead of a teaser rate.
All 50 states, every servable vertical
Trucking, restaurants, construction, retail, cannabis, and the rest of the businesses banks decline are the customer base, not an exclusion list. Risk appetite lives in each funder’s box rules, so who fits varies by deal, not by a blanket no.
Start your file and see where you stand
Free to join. Your file goes only where you allow, and we are paid only on funded deals. Not ready to start? See the whole process first.