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The process

See which lenders saw your file, and why

Most platforms route your file behind a curtain. We show you which lenders saw it, why they fit, and what they pay us.

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The application record: who received the file, and when, desktop view
SampleReal product, seeded demo data
The flow

Your Funding Passport moves through four steps

  1. 1

    Your Funding Passport. Verified once, reused on every application.

  2. 2

    New Matrix routes it. Every matching lender sees it at once.

  3. 3

    Lenders respond. See exactly who, and what each one still needs.

  4. 4

    You choose. Accept one offer. The rest close on their own.

Who saw your file

Every desk that saw it, on the record

Most platforms route your file behind a curtain. Yours shows exactly who has it, when they got it, and what each one still needs.

  • Nothing moves until you approve it. Each share names the lender before your file leaves your desk.
  • Your dashboard lists every desk that received the file, with a timestamp for each.
  • A receipt for each authorization is stored alongside the set you disclosed, so you always know exactly what went out.
  • Lenders keep a six-month exclusivity window on files routed to them.
  • For every lender, you can see what they still need from you. Outstanding requests stay visible per desk until they are cleared.
The Authorization Center: every lender who holds your file, and the authorizations on record, desktop view
SampleReal product, seeded demo data
Visible reasoning

What we show you at every step

Four things a broker keeps to himself. Each one is a screen in your own account, not a promise you have to take on trust.

Offers on a merchant file, each priced on what it costs over its full term rather than on its headline rate
SampleReal product, seeded demo data

The arithmetic, shown rather than asserted: total payback first, assumptions labelled, cheapest on top.

Commission Disclosure

What the lender pays us sits on the apply step and on the routing decision, before your file goes anywhere. No buried fee tables.

Effective APR

Every offer normalized to true effective APR, fees folded in. Cheapest first.

Evidence Boundaries

Connected evidence, your inputs, and missing data stay distinct. New Matrix AI never turns a gap into a fact, approval, or quote.

Audit Log

Security-sensitive and financing actions are recorded. Request the records available for your file any time.

Smarter capital decisions for growing businesses.

Know where you stand and get the capital that fits. Free to join. No advance fees, ever.

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