Built for the businesses lenders ignore
Tuned to the cashflow shape, rules, and lender preferences of each vertical we serve.
Four verticals we see most often
Restaurants & hospitality
Thin margins and daily card sales make restaurants a prime target for merchant cash advances. There is almost always a cheaper option.
Construction & trades
Job costs land before the invoice clears. The gap between doing the work and getting paid is the whole financing problem.
Retail & ecommerce
Inventory ties up cash before a single sale. The job is financing the gap between buying stock and selling it.
Medical & dental
Insurance reimbursement is slow and expensive equipment is unavoidable. Both are financeable on good terms.
Trucking & logistics
Fuel and payroll are due now; freight invoices pay in weeks. Financing lives in that gap, and so do bad MCA deals.
Professional services
People, not inventory, are the cost. Financing smooths payroll and funds growth between client payments.
Salons & beauty
Steady card sales and booth-rent income look great to advance funders. Cheaper capital is usually within reach.
Auto repair
Parts and diagnostic equipment tie up cash, and warranty work pays late. Both are financeable on sane terms.
Home services
HVAC, plumbing, and electrical shops buy materials up front and face sharp seasonal swings. Flexible capital fits best.
Capital matched to how your money actually moves
Every business on this list runs on a different cashflow shape. Daily card sales, progress billing, inventory cycles, freight invoices. We price the products that fit that shape first, and name the ones that do not.
Don't see your exact trade?
These are the verticals where we see the most volume, but the platform matches any business. Connect yours and we route you to lenders who fund what you do.