SBA loans
Map the documentation and eligibility path before routing.SBA 7(a), 504, and Express have detailed eligibility and documentation requirements. The workflow estimates readiness, builds a document checklist, and prepares selected files for reviewed lender routing.
Free to use. Joining, building your file, connecting a bank, being scored, being routed to every funder whose rules you fit and comparing the offers that come back all cost nothing: no subscription, no advance fee, no invoice before funding. Financing partners pay us on funded deals and card issuers pay on approved accounts. Whatever our compensation is on your deal is printed on the offer, in dollars, before you accept it.
What sba loans asks of you
Who qualifies, what a funder wants to see, the ranges to expect, and the order it happens in.
The checklist below, already half answered. Anything the connected account proves is never asked for on paper.
Established businesses that can wait weeks for materially cheaper money.
- For-profit US business that meets SBA size standards
- Owner able to show repayment ability and reasonable credit
- Most programs favor two or more years of history
- Two to three years of business and personal tax returns
- Year-to-date profit and loss and balance sheet
- Business debt schedule and bank statements
- Use of funds for the request
- Loan size
- up to $5M on 7(a) and 504
- Terms
- 10 years working capital, 25 years real estate
- Time to fund
- typically 30 to 90 days
- Estimate readiness from connected or provided numbers
- Build the document checklist for your program
- Prepare and organize the selected files
- Route the prepared file to a reviewed lender
- SBA 7(a)
- SBA 504
- SBA Express
- SBA Microloan
Funding routes depend on your consent, the file review, and lender availability. Final terms always come from the lender.
Start with the free front door
Start with a free profile. The platform shows likely paths, missing evidence, and the numbers behind each option before you apply.