.png)
Success Stories
Learn how our methods deliver results with featured success stories. Real businesses, real challenges, real solutions.
How Strategic Restructuring Saved a Manufacturing Business
Three stacked MCAs meant over $4,200 in daily pulls, leaving the business in constant negative cash flow. Our structured approach restored profitability in 30 days.
More Success Stories
Manufacturing Company: Cash Flow Rescue
The Challenge: A precision manufacturing company had accumulated three stacked MCAs totaling over $180,000 in payback obligations. Daily ACH pulls of $4,200 were draining working capital faster than receivables could replenish.
Our Approach: We conducted a comprehensive cash flow analysis, modeled the true effective rates (exceeding 90% APR combined), and developed a sequenced restructuring strategy. We negotiated with each funder individually, secured adjusted terms, and created a sustainable payment schedule.
The Result: Daily pulls reduced to $1,100. Positive cash flow restored within 30 days. Business positioned for growth financing after 6-month stabilization period. Owner retained full equity and control.
Restaurant Group: Lead Network Elimination
The Challenge: After submitting a single online application, a multi-location restaurant group was receiving 40+ calls per day from brokers. The owner's personal cell became unusable, and the business line was constantly disrupted.
Our Approach: We traced the original application through the lead syndication network, identifying 15+ broker relationships. We executed comprehensive opt-out requests, implemented call filtering, and established documentation of harassment for potential legal action.
The Result: 90% reduction in unwanted calls within 2 weeks. Complete elimination within 45 days. Business implemented our protection protocols for future financing searches.
Construction Business: Clause Removal
The Challenge: A commercial construction company was about to sign a $250,000 financing agreement. Our pre-signing review identified a blanket UCC filing, Confession of Judgment clause, and prepayment terms that would have locked them into the full factor regardless of payoff timing.
Our Approach: We documented each problematic clause, explained the real-world implications to the owner, and provided talking points for negotiation. We facilitated direct communication with the funder to request modifications.
The Result: COJ clause removed entirely. UCC filing limited to business assets only (personal guaranty on assets removed). Prepayment terms modified to allow 50% factor discount for early payoff. Owner signed with full understanding of terms.
Retail Business: Strategic Exit
The Challenge: A growing e-commerce and retail business had used MCAs to fund rapid inventory expansion. While sales were strong, the debt structure was limiting growth. Four active positions totaling $320,000 in payback created complex cash flow timing issues.
Our Approach: We mapped all positions, calculated effective rates, and developed a sequenced paydown strategy aligned with seasonal revenue patterns. We identified refinancing opportunities and negotiated payoff amounts with each funder.
The Result: Two positions paid off within 90 days using seasonal revenue. Remaining positions consolidated into single term loan at 18% APR (vs. 70%+ combined effective rate). Business now positioned for growth with clean capital structure.
Professional Services: SBA Success
The Challenge: A growing accounting firm had been denied SBA financing twice due to documentation issues and credit presentation. The owner had given up on traditional financing and was considering high-cost alternatives.
Our Approach: We reviewed previous applications, identified specific weaknesses, and developed a comprehensive improvement plan. We helped strengthen business credit presentation, prepared detailed financial documentation, and identified the right SBA lending partner for their profile.
The Result: SBA 7(a) loan approved for $175,000 at 8.5% interest. Funds used for office expansion and equipment. Annual debt service reduced by 60% compared to alternative financing quotes.
Healthcare Practice: Complete Turnaround
The Challenge: A multi-physician practice was facing mounting operational losses, high staff turnover, and declining patient satisfaction. Revenue was down 30% over two years, and the practice was considering closure.
Our Approach: We conducted a comprehensive operational assessment, identifying inefficiencies in scheduling, billing, and patient flow. We developed a turnaround plan focusing on revenue cycle optimization, staff restructuring, and patient experience improvements.
The Result: Revenue increased 45% within 12 months. Patient satisfaction scores improved from 2.8 to 4.6 stars. Staff turnover reduced by 70%. Practice now profitable and expanding to second location.
Ready to Write Your Success Story?
Every business situation is unique. Let us evaluate yours and develop a strategic approach.